Tips to Buying Your Home

Your Guide to a Smoother Property Purchase

Buying a home is one of the biggest financial decisions you’ll ever make — and one of the most exciting! Whether you’re a first home buyer, upsizing, downsizing or investing, being prepared can make all the difference. At Griffith & Leeton Real Estate, we’re committed to helping buyers make confident, informed decisions. Here are some essential tips to guide you through the process of purchasing your new home.

1. Start with Finance

Before you begin house hunting, it’s important to understand your budget. Speak to a mortgage broker or your bank to:

• Get pre-approval for a home loan

• Understand how much you can borrow and what your repayments will be

• Factor in additional costs like stamp duty, legal fees, inspections, and insurance

Pre-approval gives you confidence when making an offer and can speed up the process once you’ve found the right property. We can refer you to several different finance brokers if you are unsure on who to contact, just reach out to our Team and we will point you in the right direction!

2. Know What You're Looking For

Make a list of your non-negotiables and nice-to-haves. Consider:

• Location: proximity to work, schools, shops and transport

• Property type: house, unit, acreage, new build or established home

• Future growth potential and resale value

Take your time visiting open homes and researching the Griffith/Leeton market so you can recognise good value when you see it.

3. Engage a Conveyancer or Solicitor

A licensed conveyancer or solicitor will guide you through the legal side of the transaction. They’ll review the contract of sale, handle the transfer of ownership, and ensure all legal requirements are met — giving you peace of mind throughout the process. We can refer you to several different conveyancers if you are unsure on who to contact, just reach out to our Team and we will point you in the right direction!

4. Arrange a Pest and Building Inspection

Before committing to a purchase, it’s strongly recommended you organise a pest and building inspection. These reports will help you identify any structural issues, termite activity or maintenance concerns that could affect the value of the property — or your decision to proceed. Our Team can arrange these on your behalf at the time required.

5. Making an Offer

Once you’ve found the right property, act quickly and confidently. Speak with the agent about how offers are being handled. Offers can be made verbally in the early stages, but always ensure they are followed up in writing. If successful, arrangements will be made for pest and building reports to be carried out, finance approval or valuations to be complete, deposit to be paid, and contracts will be prepared and exchanged.

At Griffith & Leeton Real Estate, we’re here to make your buying journey as smooth and stress-free as possible. From the first inspection to the final settlement, our experienced team is ready to support you every step of the way.

Looking to buy in Griffith, Leeton or the surrounding areas? Contact us today to discuss your property goals or browse our latest listings online.